Loan

KREDIT PEGAWAI

Kredit Pegawai is loan facility designed for active employees of an Institution/Business Entity/Corporation.

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KREDIT LINTAS MANFAAT

Kredit Pegawai Lintas Manfaat offers you a never-ending, continuous benefits. This product is a loan facility designed for employees entering their retirement period within 60 months.

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KREDIT PENSIUN SEJAHTERA

Kredit Pensiun Sejahtera is credit facility designed for pensioners.

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KREDIT PENSIUN SEJAHTERA PLUS

Kredit Pensiun Sejahtera Plus is a credit facility designed for employees entering their retirement period within six (6) months.

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KREDIT PENSIUN SEJAHTERA 24

Kredit Pensiun Sejahtera 24 is a credit facility designed for employees entering their retirement period within 24 months.

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KUR BUKALAPAK

The Bukalapak small credit is the collateral-free BTPN product which is given to MSME businessmen or traders. The available loans start from Rp 1 million to Rp 25 million with a maximum installment of 12 months.

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KUR MIKRO

The Kredit Usaha Rakyat (KUR) micro credit is the collateral-free BTPN product which is given to MSME businessmen or traders. The available loans for the micro credit start from Rp 1 million to Rp 25 million with maximum installment of 36 months for working capital and 60 months for investment.

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KUR RETAIL

The Kredit Usaha Rakyat (KUR) retail credit is the collateral-free BTPN product which is given to MSME businessmen or traders. The available loans for the micro credit start from Rp 25 million to Rp 500 million with maximum installment of 48 months for working capital and 60 months for investment.

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TERM LOAN

A loan product which is aimed at customers who need permanent, seasonal or contract-based working loans

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OVERDRAFT FACILITY

This loan product gives easiness and flexibility for our customers to manage their cash flow.

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PAKETMU MAPAN

The PaketMu Mapan product is a term installment loan (KAB) which requires legally binding collateral according to the existing regulation. The loan is available from Rp 100 million to Rp 500 million and the maximum installment is 60 months.

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PAKETMU MENENGAH

The PaketMu Mapan product is a term installment loan (KAB) which requires legally binding collateral according to the existing regulation. The available loan starts from Rp 500 million to Rp 1 billion and the maximum installment is 60 months.

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PAKET MITRA PELAPAK

The Paket Mitra Pelapak (PMP) is the collateral-free BTPN product which is given to MSME businessmen or traders. The available loans start from Rp 1 million to Rp 25 million with a maximum installment of 12 months.

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TERM INSTALLMENT LOAN

The medium- or long-term installment loan which is aimed at supporting customers’ business expansion.

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